409 Elm St

West Point, KY
$ 129,999 Beds 4 Baths 3
Monthly Estimate* How much can I afford?

Rare Opportunity in Historic West Point - One Block from the River! This partially renovated home offers the perfect blend of location, potential, and value. Situated in the heart of West Point with easy river access, this property features a fully updated exterior and is ready for your custom interior finish. The exterior has been fully updated with a new metal roof, new vinyl siding, all new windows, all new gutters, all new entry doors including patio door and newly built porch cover in the rear. The interior is slated for 4 spacious bedrooms and 3 full bathrooms. Sale includes all materials on site, including fire-rated subflooring, and interior doors—offering significant value and savings. Don't miss this chance to customize a home in a high-potential, lakeside community. Bring your contractor and envision the possibilities!

Pending

  • Price
  • $ 129,999
  • City
  • West Point
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Hardin
  • Half Bathrooms
  • 0
  • Area
  • Hardin County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 40177
  • Year Built
  • 1901
  • Style
  • Traditional
  • MLS#
  • 1700489
Listed By: Rankin Luxe Realty Group LLC
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air
Cooling Central Air
Utilities Electricity Connected
Roof Metal
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1901
Stories Count 2
Property Subtype Single Family Residence
County Hardin
Property Type Residential
HOA false
Attached Garage false
Subdivision Name NONE
Garage Y/N false
Total Rooms 10
Full Baths 3
Status Pending
Directions Main St In West Point to Right on N 5th St - Right on Elm St - Property is on the right.
City West Point
MLS Area 16-Hardin County
Lot Size Units Acres
Lot Size Square Feet 12023
MLS Area Minor 16-Hardin County
Standard Status Pending
Tax Lot 1001

Interior Features

Basement None
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Total Bedrooms 4
LivingAreaSource Other
Total Baths 3

Exterior Features

Exterior Amenities Balcony
Fencing Other
Parking Features None
Lot Features Corner Lot,Flood Insurance Req
Water Source Public
Lot Size Area 0.28
Foundation Details Crawl Space
Lot Dimensions 102.5 x 117.33
Lot Size Acres 0.28

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/10/2026 Listed $129,000
3/17/2026 19% - $104,999
4/29/2026 24% - $129,999

Property vs Zip Code Average in 40177

Price
AVG $130K
$130K
Year Built
AVG 1901
1901

409 Elm St West Point, KY is a Single Family Home for sale at $129999 and a lot size of 0.28 Acres Acre(s). 409 Elm St West Point has 4 bedrooms, 3 baths and was built in 1901. The property's zip code is 40177 which is in West Point, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.